Risk Customer Account Management - Financial Analyst I - P1

Position Summary

This position manages an acquisition program in terms of risk performance and overall profitability. The core responsibilities include performing deep dive analysis at the acquisition channel level and ad hoc analyses as needed, identifying opportunity to grow the acquisitions volume without negatively impacting the program profitability, and developing and managing the delinquency and profitability forecasting models.

Summary of Essential Job Functions

• Analyze new account acquisition historical P&L performance to identify revenue opportunities and risk factors such as roll rates and delinquent buckets at an early stage.
• Communicate these trends and findings to team members, upper management and various stakeholders via department meetings and monthly/quarterly Powerpoint slides and presentations.
• Forecast future performance of various balance growth channels (credit line increases, convenience checks, balance transfers) utilizing Excel-based P&L forecast models while assessing variances between forecasted vs. actual results.
• Optimize strategies to grow the company’s pre-tax income including testing of various fees, credit line increase and convenience check amounts.
• Develop ad-hoc historical reports to assist with financial analysis as needed.
• Perform other duties as assigned.

Position Requirements

• Advanced knowledge in the following: Microsoft Office (Excel, Word, PowerPoint)
• Bachelor's degree in Finance, Economics, Mathematics, Statistics or related field. (advanced degree preferred)
• 2+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
• 2+ years work experience in a similar role in a professional corporate environment
• Ability to work well with various departments and team mates
• Excellent verbal and written communications skills

Preferred

• Advanced degree in Business, Mathematics, or Computer Science
• Consumer Credit Card industry experience