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AVP, Credit Risk Acquisitions

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Location: Las Vegas, NV, United States
Date Posted:

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Position Summary: 

The Assistant Vice President of Credit Risk Acquisitions will be responsible for delivering strategies that manage risk and profitability within established hurdles and driving optimization for existing customer account acquisition. The incumbent will own and manage front-end and back-end credit risk strategies including the evaluation of targeting, new data sources, and product/price optimization across the credit spectrum. This role will report to the Vice President of Credit Risk Acquisitions.  

Essential Job Functions:

  • Develop new strategies and optimize existing strategies with a focus on managing risk and profitability within established hurdles, identifying growth opportunities, and competitive success through the assessment of credit risk and P&L drivers.
  • Leverage advanced analytical tools and algorithms to deliver accretive strategies across targeting, universe expansion, and product mix optimization.
  • Contribute to the development of holistic credit lifecycle strategies with a focus on the right offer mix driven by the customer’s current product set
  • Deliver strategic roadmaps and project plans that serve as the blueprint for your team’s work.
  • Manage the rollout and success of new products from an acquisition perspective.
  • Collaborate and partner across the business (Risk, Marketing, Product, etc.) to drive highly visible and impactful projects for the Bank.
  • Develop presentations to share insights and recommendations to upper management.

Position Requirements:

  • Bachelor’s Degree in Mathematics, Statistics, Operations Research, Economics, Finance, Business, or related field
  • 5+ years of experience in Financial Services, Card Issuing, Consumer Credit, or Banking
  • Experience managing a high-performing team
  • Ability to communicate at all levels and drive to consensus across partners
  • Excellent project management skills with ability to roadmap and visualize downstream impacts and roadblocks
  • Highly adept at prioritizing multiple highly impactful projects for the team
  • Extensive experience working hands-on with SAS/SQL to independently write queries to generate reports and perform ad-hoc analyses
  • Knowledge of financial analysis and profitability drivers
  • Ability to quickly assimilate and analyze large amounts of information
  • Ability to collaborate effectively and follow-up to ensure achievement of deadlines, outcomes, and results with a bias towards action
  • Fundamental knowledge of credit scoring, underwriting, and credit risk management
  • Familiar with a wide variety of credit card industry concepts, practices, and metrics across credit policy, credit risk, and loss forecasting
  • Power user of Microsoft Excel, Word, and PowerPoint


Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.