Description
Position Summary
This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and manage strategies for account acquisition, credit line increases, authorizations, collection, fraud, retention, and the sale of revenue based products.
Summary Essential Job Functions
- Assists in the second-line-of defense function to support the Bank’s critical programs and processes including underwriting, credit extension, account servicing, collections and fraud
- Analyze Risk Controls Self Assessments to identify control gaps and validating its effectiveness
- Ability to conduct second line controls testing from a risk based approach
- Identify and escalate key risk issues that would require further investigation
- Develop and ongoing monitoring of risk dashboards in alignment with risk appetite/profile while identifying, quantifying and aggregating risks using analytical methodologies
- Perform in-depth analysis on large data sets and analyze key process reviews
- Provide support to the Bank’s Risk Controls Self Assessments
- Assist in the maintenance of the policies, standards, and procedures aligned to the Enterprise Risk Management framework
- Be responsible for developing high quality, on schedule deliverables, in direct support of the Enterprise Risk Strategy team and support ad hoc risk management requests
- Performs other duties as assigned
Position Requirements
- Bachelor’s Degree in Business Management, Finance, Mathematics or related field.
- 1-2 years of experience in Banking, Finance, Audit, Compliance or related industry.
- Exceptional problem solving and analytical skills.
- Knowledge of financial analysis and profitability drivers.
- Ability to quickly assimilate and analyze large amounts of information.
- Strong knowledge of SAS, SQL, R, Python and Microsoft tool suite (Excel, Word, PowerPoint, Visio).
- Excellent written and communication skills and ability to create and maintain quality risk documentation
- Ability to collaborate effectively and follow-up to ensure achievement of deadlines, outcomes and results
- Effectively communicate operational risk findings to process owners and ability to propose new ideas/solutions.
- Ability to work independently and self-motivate in a fast-paced and rapidly changing environment
Preferred (Not Required)
- Experience with Enterprise, IT/Technology Risk, Audit, Compliance or Operational Risk roles
- Consumer Credit Card industry experience
- Strong knowledge of COSO or other Risk Management Frameworks
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.