Enterprise Risk Strategy - Risk Operations Analyst II
Location: Las Vegas, NV, United States
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Description
Position Summary
This position is part of the Enterprise Risk Strategy department. This position plays a critical role in identifying, assessing, and mitigating risks across the organization including the identification of key risk and controls from a second-line perspective for account acquisition, credit line increases, authorizations, collection, fraud, retention, and the sale of revenue-based products. This position is responsible for supporting the enterprise risk management framework that enables proactive risk identification and strategic decision-making. The Risk Operations Analyst will collaborate with various departments to ensure a holistic approach to risk management that supports the C1B's mission, goals, and compliance requirements.
Summary Essential Job Functions
- Supporting in the second-line-of defense function to assist the Bank’s critical programs and processes including underwriting, credit extension, account servicing, collections, fraud, operations, and third-party risk management.
- Analyze and act as an owner to the Risk & Controls Self-Assessments program to identify control gaps and validating its effectiveness.
- Demonstrate the ability to conduct independent second line controls testing from a risk-based approach.
- Identify and escalate key risk issues that would require further investigation and immediate escalation.
- Ability to develop exception monitoring logic and conceptualize strategy areas to capture various account anomalies utilizing SAS.
- Develop ongoing monitoring of risk dashboards in alignment with risk appetite/profile while identifying, quantifying and aggregating risks using analytical methodologies.
- Perform in-depth analysis on large data sets and analyze key process reviews.
- Provide oversight of the bank’s Risk Incident Management program, and identify key control gaps, root cause areas and collaborate with business partners for timely resolution.
- Assist in the maintenance of the policies, standards, and procedures aligned to the Enterprise Risk Management framework.
- Be responsible for developing high quality, on schedule deliverables, in direct support for the Enterprise Risk Strategy team and support ad hoc risk management requests.
- Performs other duties as assigned.
Position Requirements
- Bachelor’s Degree in Business Management, Finance, Mathematics, Accounting, Statistics, Management Information Systems or related field.
- Minimum 3 years of experience in Consumer Credit Card, Banking, Finance, Audit, or related industry.
- Strong knowledge of COSO or other Risk Management Frameworks.
- Exceptional problem solving, analytical skills, and propose new ideas/solutions.
- Ability to quickly assimilate and analyze large amounts of information.
- Strong knowledge of SAS, SQL, R, Python, and Microsoft tool suite (Excel, Word, PowerPoint, Visio).
- Excellent written and communication skills and ability to create and maintain quality risk documentation.
- Ability to collaborate effectively and follow-up to ensure achievement of deadlines, outcomes and results.
- Exceptional presentation skills and effectively communicate operational risk findings to process owners.
- Ability to work independently and self-motivate in a fast-paced and rapidly changing environment.
Preferred (Not Required)
- Experience with Enterprise, IT/Technology Risk, Audit, Compliance or Operational Risk roles
- Knowledge of financial analysis and profitability drivers.
- Experience with AuditBoard or other GRC related systems.
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers various credit card products for people in all financial life stages. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). Employees and the Bank may terminate the employment relationship at any time, with or without cause or notice. Please get in touch with the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
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