Description
Position Summary
Credit One Bank is seeking a Risk Analyst III to join the Credit Risk team. The Risk Management team is responsible for leveraging data, credit thinking, and analytics to improve the quality of decisions made, drive tangible business impact, and set the strategy in our journey to holistically know our customers.
As a Risk Analyst III, you will be directly responsible for the forecasting and monitoring of the Bank’s long-term strategy. You will apply strategic and analytical skills to major company challenges and objectives. This position will support various Risk department’s functions such as portfolio analytics, existing customer management, acquisition, financial forecasting and reporting.
Summary of Essential Job Functions
- Maintain the long-term strategy of the Bank, establish milestones, monitor key performance metrics, provide variance explanations and insights
- Develop new forecasting methodologies to estimate returns and losses and enhance the current asset growth plan
- Collaborate with other teams in Risk such as Acquisition and Balance growth to understand their future initiatives and quantifiably incorporate them into the plan
- Perform in-depth analysis, including trend analysis, variance analysis, macro-economic scenario analysis to evaluate impacts to the portfolio
- Provide data-driven insights on competitors and peer groups to contextualize the Bank’s position and identify gaps and opportunities
- Facilitate strategy alignment across the Risk department through centralized documentation and quantitative analysis
- Draft and maintain formal documentation and flowcharts/diagrams to visualize processes and workflows
Position Requirements
- Bachelor’s degree in a technical field such as mathematics, computer science, finance, economics, statistic or related field
- 4+ years of strategy development and analytical experience in Credit, Operational Risk, Fraud, or similar strategy environment
- Advanced capability with at least one of the following: Python, R, SAS, SQL
Preferred
- Advanced degree or comparable experience in a technical field such as mathematics, computer science, finance, economics, statistic or related field
- 6+ years of strategy development and analytical experience in Credit, Operational Risk, Fraud, or similar strategy environment
- Direct experience in Credit, Operational Risk, Fraud, or similar strategy environment
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
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