Description
Position Summary
This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for new account strategies, credit line authorizations, collection, fraud, retention, and the sale of revenue-based products. The role is specific to the Credit Risk Acquisitions - First Accounts team, responsible for the underwriting strategies and performance of the new accounts.
Summary of Essential Job Functions
- Provide analysis and monitoring of existing underwriting strategies
- Validate that changes to strategies are correctly implemented
- Produce narrative, presentations, reports, and analysis commensurate with the standards expected by senior management.
- Evaluate A/B test results to provide insights that will optimize strategies.
- Utilize financial analytical skills and be able to read, interpret, and evaluate, financial time-series tracking reports (including vintage analysis).
- Have fundamental knowledge of credit scoring, credit underwriting, and credit risk management.
- Perform other duties as assigned
Position Requirements
- Bachelor’s Degree in Economics, Finance, Business, Math or related field.
- 1+ years analytical experience in Banking, Finance, or Gaming.
- Technical competencies using SAS Enterprise Guide and/or SQL, Snowflake, Excel and Tableau are desired.
- Effective data mining skills and the ability to explain changing data dynamics.
- Experience in digital markets and online acquisitions.
- Intellectual horsepower with problem solving and analytical skills.
- Knowledge of financial analysis and profitability drivers.
- Reliable self-starter, who can work independently with a high degree of organization on several projects at one time.
- Sufficient self-confidence and ability to propose new ideas/solutions.
- Ability to quickly assimilate and analyze large amounts of information.
- Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint).
Preferred
- Consumer Credit Card industry experience
- 2+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
